How can I tell if I have wind damage?

Lifted shingles are the most common sign, but they're hard to spot from ground level because sun heat often reseals them temporarily. Missing shingles, blown ridge caps, and damaged soffit or fascia are more obvious. After any wind event over 50 mph, an on-roof inspection is worth doing even if nothing looks wrong from below.

Does homeowners insurance cover wind damage?

Yes, standard homeowners policies cover wind damage to roofs, siding, and gutters. Wind is a covered peril under most policies. The key is your deductible—if damage is less than your deductible amount, you pay out of pocket. Modex documents damage with on-roof and drone photography to help you file a claim accurately.

Will my insurance premium go up after a claim?

That depends on your insurer and your claims history. A single wind damage claim may not raise your premium, especially if it's your first claim in several years. Contact your agent to ask about your specific policy before filing. Modex can help you understand the damage scope so you can make an informed decision.

What if only some shingles were lifted, not missing?

Lifted shingles have a broken bond, even if they reseal under sun heat. The next storm or hail event will find that weak spot. Most insurance companies will approve repair or replacement if the lift is documented by a professional inspection. Modex photographs lifted shingles in detail to support your claim.

Can lifted shingles be repaired or must they be replaced?

Once a shingle is lifted, the bond is compromised. Resealing it is temporary and unreliable. Replacement is the correct repair. If only a few shingles are affected, we can replace them with matching material. If the damage is widespread, a full roof replacement may be the best long-term choice.